Rates
Dividend and Loan Rates and Terms
Share Savings
Variable rate accounts, subject to change daily.
|
Product |
Minimum Deposit |
Rate |
APY** |
|---|---|---|---|
|
Share Savings |
$1.00 | 0.05% | 0.05% |
Share Certificates
|
Term |
Minimum Deposit
|
Rate
|
APY** |
|---|---|---|---|
|
6 Months
|
$500 + | 3.49% | 3.55% |
|
12 Months |
$500 + | 3.20% | 3.25% |
|
24 Months
|
$500 + | 3.10% | 3.15% |
Loans
Comunidad Latina Federal Credit Union's loan program features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Loan terms are based on various factors, including the amount financed.
|
Product
|
Loan Amount
|
APR* |
|---|---|---|
|
Personal Loan
|
Up to $6,000
|
12.99% - 18.00% |
|
Auto Loan (New or Used)
|
Up to $50,000
|
4.74%-18.00% |
|
First Time Auto Buyer
|
Up to $50,000
|
7.00% - 18.00% |
|
DACA - Immigration
|
Up to $500
|
12.99% - 18.00% |
|
Secured Loans (or Savings)
|
Up to 100% of available balance
|
3.50%
|
|
Certificate Secured Loans (Share Certificate)
|
Up to 90% of available balance
|
Share Certificate Rate + 3.50%
|
|
Payday Loans
|
Up to $500
|
18.00%
|
|
Emergency Relief Loan
|
Up to $500
|
10.00%
|
Rates Effective June 25, 2025
