Rates
Dividend and Loan Rates and Terms
Share Savings
Variable rate accounts, subject to change daily.
|
Product |
Minimum Deposit |
Rate |
APY** |
|---|---|---|---|
|
Share Savings |
$1.00 | 0.05% | 0.05% |
Share Certificates
|
Term |
Minimum Deposit
|
Rate
|
APY** |
|---|---|---|---|
|
6 Months
|
$500 + | 3.93% | 4.00% |
|
Special 6 Month Rate-New Money**
|
$500 + | 4.41% | 4.50% |
|
12 Months |
$500 + | 3.44% | 3.50% |
|
24 Months
|
$500 + | 3.10% | 3.15% |
Loans
Comunidad Latina Federal Credit Union's loan program features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Loan terms are based on various factors, including the amount financed.
|
Product
|
Loan Amount
|
APR* |
|---|---|---|
|
Personal Loan
|
Up to $6,000
|
12.99% - 18.00% |
|
Auto Loan (New or Used)
|
Up to $50,000
|
5.24% - 18.00% |
|
First Time Auto Buyer
|
Up to $50,000
|
7.00% - 18.00% |
|
DACA - Immigration
|
Up to $500
|
12.99% - 18.00% |
|
Secured Loans (Savings or Certificate)
|
Up to 100% of available balance
|
3.50%
|
|
Certificate Secured Loans (Share Certificate)
|
Up to 90% of available balance
|
Share Certificate Rate + 3.50%
|
|
Payday Loans
|
Up to $500
|
18.00%
|
|
Emergency Relief Loan
|
Up to $500
|
10.00%
|
Rates Effective August 28, 2024
**What do we mean by "new money"? It’s simple! New money refers to funds that have not been on deposit with [Your Credit Union’s Name] within the last six months. Please note, funds withdrawn from any account at our credit union within the last six months and redeposited will not qualify as new money. Maximize your savings with fresh funds and take advantage of this special offer today!
