Rates


Dividend and Loan Rates and Terms

 

Share Savings


Variable rate accounts, subject to change daily.

Product
Minimum Deposit
Rate
APY**
Share Savings
$1.00 0.10% 0.10%
 

Share Certificates

Term
Minimum Deposit
Rate
APY**
6 Months
$500 +  0.50% 0.50%
12 Months
$500 +  0.70% 0.70%
24 Months
$500 +  1.00% 1.01%
 

Loans

Comunidad Latina Federal Credit Union's loan program features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Loan terms are based on various factors, including the amount financed.

Product
Loan Amount
APR*
Personal Loan
Up to $5,000
12.00% - 18.00%
Auto Loan (New or Used)
Up to $35,000
4.00% - 18.00%
First Time Auto Buyer
Up to $35,000
8.99% - 18.00%
DACA - Immigration
Up to $500
12.00% - 18.00%
Secured Loans (Savings or Certificate)
Up to 100% of available balance
Rate 5.00% +
Payday Loans
Up to $300
18.00%
Rates Effective September 1, 2018.